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Credit unions must provide fast person-to-person (P2P) payments to meet member demand, and to compete with FinTechs and Big Techs in the digital era. Zelle® is one solution available now. For almost anyone with a U.S. checking or savings account, Zelle is an easy-to-use P2P payments solution. It has full integration with mobile and online banking solutions, as well as with the Symitar® Episys® core. Members will be able to take advantage of the service from within their existing credit union digital banking app. When using Zelle, no sensitive account information is used or shared and the money is typically available in minutes to enrolled recipients.